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Colend.xyz
Colend is a Bitcoin finance (BTCFi) protocol that allows users to lend and borrow cryptocurrencies without relying on a central authority thanks to autonomous smart contracts.
Lenders can earn interest by depositing their assets into pools that others can access for loans, while borrowers can obtain loans using Bitcoin or other cryptocurrencies as security.
Colend incorporates a ve(3,3) governance model, a distinctive system designed to align user interests with the long-term growth and sustainability of the protocol.